SIP Calculator

This calculator provides an indicative view based on your selected inputs.

A Systematic Investment Plan (SIP) Calculator is an online tool that helps estimate the potential value of investments made through regular, periodic contributions over a chosen period.

The calculator uses inputs such as the investment amount, expected rate of return, and investment duration to provide an indicative projection of how investments may grow over time. The results are illustrative and do not represent actual or guaranteed returns.

Since market performance and other factors can vary, the calculator is intended to support understanding and planning rather than predict outcomes.

The SIP calculator considers the following inputs:

• Periodic investment amount
• Expected rate of return
• Investment tenure

Based on these inputs, the calculator estimates:

• The total amount invested over the selected period
• An indicative value of the investment at the end of the tenure

The calculation assumes a consistent investment pattern and uses standard compounding logic for estimation.

The SIP calculator can help you:

• Understand how regular investments may accumulate over time
• Compare different investment scenarios by adjusting inputs
• Plan long-term investment commitments based on financial goals
• Assess the impact of tenure and contribution amounts on estimates

The calculator is a planning and comparison tool and should not be treated as investment advice.

SIP returns are calculated using a standard future value formula that considers periodic investments and compounding.

A commonly used formula is:

FV = P × [ ( (1 + r)ⁿ − 1 ) / r ] × (1 + r)

Where:

• FV = Estimated future value of the SIP
• P = Periodic investment amount
• r = Periodic rate of return
• n = Total number of investments made